Travel insurance that will cover my laptop and camera?

วันอังคารที่ 31 มีนาคม พ.ศ. 2552

I'm looking for a basic travelers insurance that will cover accidents and theft to my electronics without huge deductables or insane exclusions. Any recommendations?

**I am not looking for renters insurance, just travel insurance.


Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018

You should look for a "package" travel insurance plan. Those plans include baggage insurance which is a form of property coverage that is limited to personal effects and luggage. Most plans will either limit the amount they will pay for loss of electronic devices or will exclude them entirely.

A good site to start with is: http://www.quotewright.com/travel_coverages/baggage_limit.html?product=bundle

However, you're probably not going to have to many options for electronic devices. They haven't been too popular with travel insurance companies in the past several years.

Certain credit card companies offer travel insurance when you purchase your flight ticket with their credit card, such as American Express, and maybe Discover Card. So, check with your credit card company and see what they offer.

Or, check with your insurance agent (auto, home, etc.).

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