Im with Boots,
annual, worldwide.
£125 for a family policy.
From my personal experience (I travel to China ten times per year for periods of one to two months each time.)
I like TravelEx insurance. They have offices in China, and they have always been prompt at dispursing claims I've made for travel delay. I've never had the chance to test the metal of their medical component though it appears to be robust.
You can get a quote at this link below:
http://www.travelex-insurance.com/index.asp?location=07-0018
Check out the insurance with the Post Office, I have found them with good terms and conditions and competitive in the past.
Susan got it right, TravelEx is definately the way to go.
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