What means overseas travel insurance?

I have to go to Finland from India and the Finnish embasy requires an " overseas travel insurance" . what means overseas travel insurance? How much do I have to spend to get this insurance and where in India shall I apply for the same?

Check with your travel agent or an insurance agent in your country before you leave. You will be able to purchase it from your insurance agent.

Its to cover health costs if anything happens to you overseas.

Happy Travels

Some regular insurance companies do not have coverage out of the U.S. So you need to buy extra insurance when you travel overseas